Citizenship - Portugal, Golden Visa, Investment

Capital Investment Over 1.000.000 Euro – Rules Changed

For all investors considering to apply for 1.000.000 euro capital investment option, please note that Immigration Department is now restricting the assets in which you can apply the capital. You are able to buy Portuguese companies stocks or leave the money in a time deposit at the bank. All investments to be done in foreign assets will not be accepted. This also involves all investment funds which are located outside of Portugal and investing in Portuguese stocks or Portuguese Investment Funds which are exclusively investing outside of Portugal.

Due to the fact that several Investors when applying for their Investors Visa have choosen to buy sovereign bonds from other countries or by investing in their own investment funds, government is not restricting the options on which you can choose for investment to make sure the spirit of the law is respected.

For those investors which have already performed their investments, Government clarified that will be checking randomly the types of investments they have been doing and in case they do not respect the law spirit will be notified to reconvert their assets. By the time of renewals any investor which holds a capital investment in the bank by using foreign titles, it will be required to reconvert their assets in acceptable investment options in order to have their applications successfully processed.

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Citizenship - Portugal, Golden Visa

Investor Visa – Can my adult kid already married join the program with Investor ?

Family reunion for Investor Visa in Portugal allows you to join direct dependents in your application. Direct dependents mean all persons which survive depending on your earning and are directly related to you. All daughters, sons, parents or other related family member only when they depend on you can join the application together.

By normal understanding all kids under 18 years old are direct dependents from parents, once they complete 18 years old unless stated or proof of studying can not be considered for this application. In case your kids have already over 18 years old and are married, its a normal understanding that they have created their own family, therefore they are not direct dependents anymore, even if they still depend on investors money.

The solution for an adult kid already married to be able to join this program is to be himself an investor and get all the benefits from early beginning.  In case that can not be considered a solution, it is also a good understanding that all investors visa applicants which apply for citizenship after 6 years will grant the possibility for 2 generations to claim citizenship. Meaning is, when an investor becomes Portuguese citizen,  sons or grandsons will be able to request Portuguese citizenship also whenever they want.

 

 

 

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Golden Visa, Real Estate - Portugal

Investor Visa – Which one is the best investment solution ?

To be able to obtain the Investor Visa for Portugal you can choose between 3 options of investment:

a) Invest in Real Estate over 500.000 Euro

b) Capital Investment over 1.000.000 Euro

c) Open a Company with more than 10 permanent employees.

Several investors query which one from this 3 types of investment is their best choice and the answer is quite simple. More than 90% of the 400 Investors that choose to apply for Investors Visa have chosen option a) Invest in Real Estate as their best option. The reason to explain this investment decision are:

1) Capital Investment in a Portuguese Bank like a long term deposit pays very low interest rate. Return on Investment is quite low or often associated to high risk investments. Their is currently no investment in Capital that can be a safe and highly profitable bet in long term analysis.

2) Open a company with more than 10 permanent employees is only a clear option when you really have the intention of having a company with more than 10 employees located in Portugal. If you are thinking about opening a company just to get the residence permit is clearly and most costly solution (time and money) than any other option.

Electing Real Estate as the preferred option between investors becomes quick to explain and analyze, even though real estate can be a quite complex investment depending on what you really plan to apply your money.

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